The last five years have been the most traumatic of your life, and your husband has been with you every moment on this roller coaster ride.
You read somewhere that if you are a cancer survivor the day you are diagnosed, because that is when your recovery begins. You have been counting down the days to today, because February 7, 2015 was your last day of radiation treatment, and you have gotten the thumbs up every checkup since then. You do not know what the future holds, but as your mom reminded you today, you have many things to be thankful for. At the end of the day, you are counting your blessings. And your dear husband, your two sons, your family and friends are included on that list.
On the more practical side, the insurance that you and your husband have at your jobs is also at the top of the list. You know that the office staff that runs the healthcare administration software at your office and your husband’s business have been more than busy making sure that you received all of the coverage that was available.
Health Insurance and Workers Compensation Claims Software is Very Detailed
companies of all size often have to hire specific office staff to make sure that all of the healthcare administration software options are implemented as needed. In fact, claims processing systems offer a number of different options depending on the kind of coverage that is offered. In addition to the healthcare administration software, the implementation of workers compensation databases is also important. Workers who are sick and workers who are injured on the job require many more hours of assistance in helping to ensure that they receive the coverage that they qualify for.
The fact of the matter is, when families are dealing with a difficult cancer diagnosis or a lengthy workers compensation situation, the claim processing system can be one more overwhelming part of the treatment and recovery process. As a result, healthcare practitioners, insurance agencies, large corporations with many employees, and Human Resources departments all need to be well versed in the latest releases of the healthcare administration software packages that they use.
Consider some of these facts and figures about the health care industry and the use of the benefits administration software that helps organize both the coverage and the payments:
- Currently, more than 124 million workers nationwide are covered by the workers’ compensation system.
- It is increasingly important that duplication of services are eliminated. In fact, the U.S. could save $175 billion in healthcare costs by halving administrative costs.
- As few as 17.2% of Americans were covered by Medicare in the year 2017.
- 25.5% of people under age 65 have publish health insurance, according to the Centers for Disease Control (CDC).
- Nearly 30.1 million people under age 65 are uninsured, according to the CDC.
- It costs as much as $250 billion to process the 30 billion healthcare transactions that are processed each year.
- 90% of Americans with private dental coverage get their benefits through an employer or other group program.
The diagnosis of cancer is never easy, but when you are overwhelmed with the paperwork that is involved with insurance the burden can simply be too much. Likewise, when you are in the middle of a workers compensation claim, the paperwork for these reimbursements can be equally overwhelming. For all of the reasons, having someone who can manage the claims, payments, and other tasks is important.
In a time when the costs of healthcare continue to increase, it is important to make sure that there are people who can field questions and research the needed answers. As more and more companies are looking at consumer driven healthcare options it should come as no surprise that there are also employers who are attempting to implement employee wellness programs. Rewarding employees who commit to working out three to four times a week, for instance, with an allowance for a health club membership can have both immediate and lasting benefits.
Whether you are coming to grips with a difficult health diagnosis or you have been injured on the job, it is important to work closely with the HR representatives who can help you manage the difficult transitions.